Connecticut Life and Health Insurance Agent Exam
Need of a License: An individual who is acting as an agent or producer needs a license to sell life and health insurance in Connecticut.Who Grants a License: Licenses are granted by the Connecticut Insurance Department.
Qualifications to receive a License: To qualify for a resident Connecticut Producer license or a Public Insurance Adjuster license, the applicant must be:
· at least 18 years of age;
· financially responsible and of good moral character
It is highly recommended that the Connecticut Department of Insurance Licensing Information Handbook be reviewed before taking an examination. Individuals who wish to obtain an insurance license in the State of Connecticut must:
1. Complete all prelicensing education requirements (80 hours for Life/Accident & Health License)
2. Make a reservation and pay the examination fee.
3. Pass the examination.
4. Apply for a license.
Applying for the Agent Exam: Contact Prometric to register and pay for your exam and to schedule an appointment to take it. You may do this in a number of ways:
On the Internet—register and schedule at one time:
1. Access www.prometric.com/connecticut/insurance.
2. Select Schedule My Test and follow the prompts.
By phone—a one-step process:
You may register and schedule your examination by calling 800.341.3257 between
8 a.m. and 9 p.m. (Eastern Time), Monday through Friday.
By fax or mail—a two-step process:
You can register by fax or mail in two steps:
(1) register and pay your exam fee;
(2) schedule your exam appointment by phone.
You may fax your completed exam registration form to Prometric at 800.347.9242.
You may mail your completed exam registration form and the appropriate exam
fee to:
Prometric
7941 Corporate Drive
Nottingham, MD 21236
Once your registration has been processed, you must schedule an appointment to
take the exam by calling 800.341.3257.
Test Information: The license exam for each license type consists of questions that test knowledge of s content outline. You can view a complete outline specific to your exam online at www.prometric.com/connecticut/insurance. Content outlines were developed in cooperation with the Department and an Examination Review Workshop (ERW) consisting of individuals from the Connecticut insurance industry.
At the end of your exam, your score will be shown on the screen and you will receive a printed score report. The report indicates your overall score and grade, including the numerical percentage of questions answered correctly and whether you passed or failed. The report also displays your percentage correct in each major section of the exam, as defined by the exam content outline. These section scores are shown to guide you about areas requiring additional preparation for retesting if you do not pass the exam.
The Connecticut Department of Insurance Licensing Information Handbook contains specific content information beyond the following general outlines:
Connecticut Producer's Examination for Life/Accident and Health Insurance Series 18-03
150 questions – 2.5-hour time limit
1.0 Insurance Regulation 6%
2.0 General Insurance 6%
3.0 Life Insurance Basics 9%
4.0 Life Insurance Policies 10%
5.0 Life Insurance Policy Provisions, Options and Riders 10%
6.0 Annuities 5%
7.0 Federal Tax Considerations for Life Insurance and Annuities 6%
8.0 Qualified Plans 4%
9.0 Health Insurance Basics 6%
10.0 Individual Health Insurance Policy General Provisions 4%
11.0 Disability Income and Related Insurance 5%
12.0 Medical Plans 10%
13.0 Group Health Insurance 7%
14.0 Dental Insurance 2%
15.0 Insurance for Senior Citizens and Special Individuals Needs 7%
16.0 Federal Tax Considerations for Health Insurance 3%
How to Apply for the License: Resident Licensees of the Connecticut Insurance Department have the ability to apply for a new Connecticut Resident License via the National Producer Registry (NIPR) at www.nipr.com. Questions and concerns can be directed to the Department at 860-297-3845, by email at cid.licensing@ct.gov, or through standard mail at:
State of Connecticut Insurance Dept., Licensing Division
P.O. Box 816
Hartford, CT 06103
www.ct.gov/cid
License Renewal Requirements: Individual Producer licenses must be renewed every two years and there is a continuing education requirement.
Applicable Regulations: Life and health insurance agents in Connecticut are regulated by the Connecticut Insurance Department.
For more information on life and health insurance agent licensing and exam preparation, go to Tests.com’s Life and Health Insurance Exam Guide.
And take Tests.com’s free Life and Health Insurance Agent Practice Test.
For life and health insurance agent exam preparation products, such as study guides, flashcards and courses, go to Tests.com’s Life and Health Insurance Sales Exam listings.
